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Compulsory Insurance

Compulsory insurance is aimed at protection of the state, companies and large numbers of populations from risks.


Compulsory insurance contract is signed by a physical or legal person, based on the requirement set by law. The law requires obligatory enrollment in life, medical or property insurance of certain categories of citizens or the property of companies. In addition, it includes liability insurance for property and other damage of individuals or companies.


Compulsory insurance is regulated by the Law of the Republic of Azerbaijan "On compulsory insurance," and requires licensing of insurance companies involved in compulsory insurance activities.


PASHA Insurance has a license to operate on compulsory insurance of civil liability of vehicle owners, compulsory insurance of real estate and compulsory liability insurance associated with the operation of real estate. The company is included in the register of the Bureau of compulsory insurance.


 Registration can be completed online by connecting to the database of Bureau of compulsory insurance.

This product is an addition to MTPL.


Insurer can pay 5 AZN on top of MTPL and acquire an annual insurance coverage of 1,000 AZN for Personal Accident and Evacuation service.

Insurance Risks

Driver’s personal accident, passenger’s (front seat) personal accident, and Evacuation during road traffic accident

Insurance period

1 year

Insurance premium

5 AZN

Insurance amount

1 000 AZN

Insurance Amount terms

Driver’s personal accident

490 AZN

Passenger’s (front seat) personal accident

490 AZN

Evacuator (one time)

20 AZN

Special Condition

  1. Insurance policy is a valid with the existence of the MTPL (mandatory third party liability) insurance policy of the “PASHA Insurance”. In the cases of expiration or early cancellation of the MTPL insurance, “5 AZN” insurance policy will be terminated.
  2. The evacuation service coverage is valid in the case of the restriction movement of the insured vehicle as a result of the more than two vehicles collision
  3. Cover on a first-loss basis applies

This product is an addition to the mandatory motor insurance.


Customers can just pay 18 AZN and extend their third party liability limit of 5,000 AZN (covered by mandatory motor insurance) to 10,000 AZN.


Insurance policy is a valid with the existence of the MTPL (mandatory third party liability) insurance policy of the “PASHA Insurance”. In the cases of expiration or early cancellation of the MTPL insurance, “18 AZN” insurance policy will be terminated.

In addition to compulsory car insurance, PASHA Insurance offers the Compulsory Extra 28 product, which combines liability and personal accident insurance. Customers who purchase this insurance product get a total of AZN 10,000 in addition to AZN 5,000 for vehicle liability insurance and AZN 5,000 for personal accident insurance by paying only AZN 28.
 Expiration or early cancellation of the relevant compulsory insurance certificate shall result in revocation of the current insurance certificate.