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Compulsory insurance contract is signed by a physical or legal person, based on the requirement set by law. The law requires obligatory enrollment in life, medical or property insurance of certain categories of citizens or the property of companies. In addition, it includes liability insurance for property and other damage of individuals or companies.
Compulsory insurance is regulated by the Law of the Republic of Azerbaijan "On compulsory insurance," and requires licensing of insurance companies involved in compulsory insurance activities.
PASHA Insurance has a license to operate on compulsory insurance of civil liability of vehicle owners, compulsory insurance of real estate and compulsory liability insurance associated with the operation of real estate. The company is included in the register of the Bureau of compulsory insurance.
Registration can be completed online by connecting to the database of Bureau of compulsory insurance.
This product is an addition to MTPL.
Insurer can pay 5 AZN on top of MTPL and acquire an annual insurance coverage of 1,000 AZN for Personal Accident and Evacuation service.
Insurance Risks | Driver’s personal accident, passenger’s (front seat) personal accident, and Evacuation during road traffic accident |
Insurance period | 1 year |
Insurance premium | 5 AZN |
Insurance amount | 1 000 AZN |
Insurance Amount terms | |
Driver’s personal accident | 490 AZN |
Passenger’s (front seat) personal accident | 490 AZN |
Evacuator (one time) | 20 AZN |
Special Condition | |
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This product is an addition to the mandatory motor insurance.
Customers can just pay 18 AZN and extend their third party liability limit of 5,000 AZN (covered by mandatory motor insurance) to 10,000 AZN.
Insurance policy is a valid with the existence of the MTPL (mandatory third party liability) insurance policy of the “PASHA Insurance”. In the cases of expiration or early cancellation of the MTPL insurance, “18 AZN” insurance policy will be terminated.
In addition to compulsory car insurance, PASHA Insurance offers the Compulsory Extra 28 product, which combines liability and personal accident insurance. Customers who purchase this insurance product get a total of AZN 10,000 in addition to AZN 5,000 for vehicle liability insurance and AZN 5,000 for personal accident insurance by paying only AZN 28.
Expiration or early cancellation of the relevant compulsory insurance certificate shall result in revocation of the current insurance certificate.