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Optimal CASCO

Optimal CASCO product includes a guarantee of damage or destruction of vehicles.

Damage or destruction of vehicles:

  • Traffic accident
  • Dropped or falling objects
  • Illegal actions of the third party
  • Theft, plunder, kidnapping and robbery
  • Fire and explosion
  • Animal’s actions
  • Natural disasters.

Optimal CASCO product has 2 packages:

Packages

Package 1

Package 2

Aggregate Insurance amount

5,000 AZN

10,000 AZN

Deductible

100 AZN

100 AZN

Repair services

Non-official / Official

Non-official/ Official

Insurance premium

500 AZN / 550 AZN

900 AZN / 1000 AZN

ADDITIONAL BENEFITS PROVIDED BY “PASHA INSURANCE”

Full CASCO customers can choose between Free, Standard, Premium, or PASHA Ladies packages in order to benefit from various services and benefits demonstrated below:

Additional services and benefits

Free

Standard

Premium

PASHA Ladies

Taxi service (1)

-

-

14 days

14 days

Evacuation service (2)

-

2 times

3 times

2 times

Designated driver service (3)

-

2 times

3 times

-

Being exempt from paying the deductible if the insured/policyholder are not at fault in road traffic accident (4)

-

-

+

+

Partial payment based on the value of the car

+

+

+

+

Partial payment up to 10 months regardless of the value of the car

-

-

+

-

Discounts for other types of insurance products

+

+

+

+

Any driver (5)

+

+

+

+




(1) The service is available for 14 days with daily limit of 20 AZN. Free taxi rides provided while the car is being repaired in a service station, will be suspended after the repairment. If the value of the damage to the insured car is paid to the beneficiary, after a damage assessment, taxi service will be suspended. Please, call +994502508383 or *0007 to use this service.

(2) Free evacuation of the insured vehicle is provided to the nearest auto service in case of the car breakdown. Free evacuation is applied in case of the impossibility of the car to move for any reasons, and only available in Baku-Absheron, Khirdalan, Sumgait (transportation to the nearest service station). If the cause of car breakdown is not an insurance accident, please call +994502508383 or *0007.

(3)This service is applicable only in Baku. Please, call +994502508383 or *0007 to use this service.

(4) Deductible is not applied to the loss if insured/policyholder are not at fault in road traffic accident. If the third party involved in the traffic accident cannot be identified, deductible is applied.


(5 )Damage caused by any driver who has the right to drive the car on a legal basis is covered by insurance.

PASHA Ladies package is only applicable to female drivers.

Please, note that the benefits will be provided to you as shown on the website.

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