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The full car insurance in "PASHA Insurance" includes 3 sections:

  • Section 1: Damage or destruction of vehicles (Casco)
  • Section 2: Third-party liability
  • Section 3: Driver and Passengers Personal Accident insurance

Our customers have an option to choose one of the above mentioned sections separately.

Section 1. Damage or destruction of vehicles (CASCO)

  • Traffic accident
  • Dropped or falling objects
  • Illegal actions of the third party
  • Theft
  • Fire and explosion
  • Animal’s actions
  • Natural disasters.

Section 2: Third-party liability. This section covers paying material damage and compensation for body injuries caused to third parties as a result of an insured event.


Section 3: Driver and Passengers Personal Accident insurance.


Insurance coverage for section 3 covers the risks of death, total and/or partial disability and injuries to insured persons.

Section 2: Third-party liability

Limitation of Liability (AZN)Insurance Premium (AZN)
10 00040
15 00055
20 00070
25 00080
50 000110
100 000160

Note:Payment for the above mentioned limitations of liability is in addition to the insurance amount, defined by mandatory liability insurance of vehicle owners of the Azerbaijan Republic.


Section 3: Driver and Passengers Personal Accident insurance

Insurance Amount (AZN)Insurance Premium (AZN)
5 0006
10 00012
15 00018
20 00024
25 00030

ADDITIONAL BENEFITS PROVIDED BY “PASHA INSURANCE”

Full CASCO customers can choose between Free, Standard, Premium, or PASHA Ladies packages in order to benefit from various services and benefits demonstrated below:

Additional services and benefits

Free

Standard

Premium

PASHA Ladies

Taxi service (1)

-

-

14 days

14 days

Evacuation service (2)

-

2 times

3 times

2 times

Being exempt from paying the deductible if the insured/policyholder are not at fault in road traffic accident (3)

+

+

+

+

Partial payment based on the value of the car

+

+

+

+

Partial payment up to 10 months regardless of the value of the car

-

-

+

-

Discounts for other types of insurance products

+

+

+

+

Any driver (4)

+

+

+

+


(1) The service is available for 14 days with daily limit of 20 AZN. Free taxi rides provided while the car is being repaired in a service station, will be suspended after the repairment. If the value of the damage to the insured car is paid to the beneficiary, after a damage assessment, taxi service will be suspended. Please, call +994502508383 or *0007 to use this service. Taxi service is only available in Baku-Absheron-Khirdalan-Sumgayit. 

(2) Free evacuation of the insured vehicle is provided to the nearest auto service in case of the car breakdown. Free evacuation is applied in case of the impossibility of the car to move for any reasons, and only available in Baku-Absheron, Khirdalan, Sumgait (transportation to the nearest service station). If the cause of car breakdown is not an insurance accident, please call +994502508383 or *0007.

(3) Deductible is not applied to the loss if insured/policyholder are not at fault in road traffic accident. If the third party involved in the traffic accident cannot be identified, deductible is applied.

(4 )Damage caused by any driver who has the right to drive the car on a legal basis is covered by insurance.

PASHA Ladies package is only applicable to female drivers.

Please, note that the benefits will be provided to you as shown on the website.

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